Current Retirement Investments

Additional Monthly Investments

Used for the “with contributions” line; “no contributions” assumes $0/month.

Years until retirement

yrs

Inflation Rate

All outputs are shown in today’s dollars by modeling a real return of (rate of return − inflation), with annual compounding (spreadsheet-style).

Assumes 4% SWR and monthly compounding.

5% Return

(2% Real)

No Further Investments

$200/mo

Balance: $59,997

With $1,000/month

$2,200/mo

Balance: $659,930

7% Return

(4% Real)

No Further Investments

$395/mo

Balance: $118,383

With $1,000/month

$3,341/mo

Balance: $1,002,209

9% Return

(6% Real)

No Further Investments

$769/mo

Balance: $230,583

With $1,000/month

$5,226/mo

Balance: $1,567,800

11% Return

(8% Real)

No Further Investments

$1,479/mo

Balance: $443,560

With $1,000/month

$8,371/mo

Balance: $2,511,362